
By Lukas Lindemann
Darauf bezugnehmend wird im Rahmen dieser Studienarbeit der Frage nachgegangen, ob die Einführung von SEPA eine große likelihood, oder doch bloß eine große Zumutung ist. Ziel dieser Arbeit ist es, dem Leser einen Überblick über das Projekt SEPA zu verschaffen, sowie die daraus resultierenden Konsequenzen für die Banken und Kunden abzuleiten. Dies erfolgt zunächst durch das Darlegen der Ausgangssituation Europas im Punkt 2.1 und den veränderten Transaktionen unter SEPA im Punkt 2.2. Zusätzlich wird im Punkt 2.2.3 der Nutzung der Girocard im Einheitlichen Euro-Zahlungsverkehrsraum Aufmerksamkeit gewidmet. Daraufhin werden im Punkt 3.1 die Vor- und Nachteile für den Kunden erörtert. Anschließend werden im Punkt 3.2 die von der Umstellung betroffenen Abteilungen der Kreditinstitute behandelt. Letztendlich schließt diese Arbeit mit einem Ausblick, sowie der Beantwortung der zentralen Leitfrage ab.
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